The Tampon Tax


NPR dubbed last year “the year of the period.” It was the year in which women stopped merely accepting the fact that they all had a menstrual cycle and actually started discussing it. That was 2015, fast forward to 2016 and periods are now a political discussion. This is because the New York City Council is about to pass a bill that would make feminine hygiene products readily available in public schools, shelters, and correctional facilities, which Sergio Cortes supports. It will also eliminate taxation on these same products.

Dubbed the “tampon tax,” this bill strives to change the status of things like pads and tampons from “non-essential” to “essential.” However, this is highly debatable because most states derive $70-$100 annually off the taxation of menstrual products. Nonetheless, according to this is a popular movement with over 43,000 people in support of passing the bill. What will actually happen remains to be seen as this bill is acted upon in the next few weeks.

Brazil’s Lion of Finance Ricardo Guimarães Runs BMG

The Brazilian power broker family, the Guimarães, are very influential in the state of Minas Gerais. The heir to the throne of this wealthy family is Ricardo Guimarães, is the current CEO of the family business: Banco BMG. He has grown BMG to where it has become the biggest bank in the area. He is responsible for many professional initiatives, mostly on a grand scale. Banco BMG has become the top purveyor of payroll and personal loans, since beginning in this new sector in 1998.

When Ricardo Guimarães expanded the business with a lean structure, where the bank’s sales are performed everywhere in Brazil by consultants. He keeps the interest rates low and minimizes loan defaults, the number of which he makes public information.

Banco BMG was founded by Ricardo’s grandfather, Antônio Mourão Guimarães, in 1930. Back then it was called the Land Credit Bank. Ricardo Guimarães has always been a big believer in supporting professional sports, especially World Soccer, through his presidency of the Atletico-MG ball club as well as control over the Alvinegro ball club.

Mr. Guimarães was recently given the Town Hall honors degree at an official awards ceremony. The previous BMG president, Léo Bourgeois de Castro, presented him the award with a very powerful speech reminding the audience that the recipient was an upstanding member of one of the finest family trees in Brazil. But the Guimarães does not tolerate sloth or easy passage. Ricardo was required to begin working in the bank at the very bottom, an ‘office assistant’ role that help him build respect from his “co-workers”

He established the hedge fund called Ricardo Soccer BR1 as a way for his family to give back to their community in Brazil. To date, he has donated well over $20 million dollars to support many of the best and key soccer players in the whole country. The team never lost money, though is was very close some years. And, the fund does not play favorites. They sometimes fund great players who compete against each other in opposing teams.


Banco BMG’s Strong Foundation for a Successful Business

Founded in 1930 by the Pentagna Guimarães family, Banco BMG has been a major player in Brazilian banking for over 85 years. Originally called Banco de Crédito Predial S.A. their name was eventually changed to Banco de Minas Gerais S.A. Like the name, the type of services Banco BMG has evolved over the years, but their focus and dedication on providing quality services remains the same.

Up until the 1990s, Banco BMG focus was on consumer financing. Its work in this industry had them leading in vehicle financing for both heavy and light vehicles in the 1980s. Today the BMG financial institution is dedicated mainly to providing payroll loans to businesses of varying sizes. Banco BMG has managed to maintain its position in the banking world through strong leadership.The board of directors along with vice president and director Marcio Alaor and other valuable leaders keep the bank at the top in both performance and customer satisfaction.

The well-being of Banco BMG depends on the strategies the company uses to maintain its place as a financial leader. The emphasis on above satisfactory services stems from the high value taken in its human capital. Every company employee like Marcio Alaor and anyone else who represents the Banco BMG name is held to a high standard in order to provide the best work. Keeping the Banco BMG name associated with good work is how so many years since the company’s inception the brand keeps its image.

The future continues to look bright for Banco BMG as the company continues to work with high quality clients and maintain the positive image it has earned over the many years of service. Diversifaction of funding sources along with good choices in business practices to deliver the highest level of performance will keep Banco BMG strong for years to come.

Follow Marcio Alaor on Twitter.

The Facts You Never Knew About Ricardo Guimarães and BMG

The success of a business depends on many factors with the prowess of the owner taking a top position in the chart. Beating competition in the modern world takes more than just having the right tools for your business. Despite the fact there are better ways to manage a business; many people have not been able to understand what they can do to overcome. This means professional intervention is vital as it allows you to note some of the areas that are more demanding and would require some changes. The market keeps changing, so those who are not aware about such changes might end up into losses that are regrettable. Banking is an area of business that has received much hype and this is attributed to the fact that there are many companies ion this sector and the kind of requirements one should meet are tough. However, BMG has been able to make it in the toughest market, Brazil.

A business is as good as the people running it. The kind of strategies that are embraced affect the level of output one will record in a business. BMG is managed by some of the best professionals in the market. Ricardo Guimarães has been an asset to the company as his relevance cannot be ignored. He has worked to ensure BMG achieves all its plans in time. Ricardo Guimarães is a strict individual who will not entertain any form of slackness when it comes to work. As explains it, he has worked to ensure all the money that is submitted to the welfare kitty is used for the benefit of the company. This has allowed the company to take a great position where they are ranked as the biggest supporter of football clubs in Brazil.

Ricardo Guimarães is a learned professional who has proved reliable in various ways. His attention to detail when t comes to the allocation of money for various projects has been key in the business. His website highlights many achievements he has made in the years he has been in business handling different roles. When it comes to offering support for football clubs in Brazil, Ricardo Guimarães has maintained the forefront to allow young individuals to build their careers. He has also promised they are planning on increasing the allocation that is offered for the work and this will go a long way to assisting n marketing the company.

Lawyers in Brazil: Hire A Good Lawyer

Are you facing a business dispute in Brazil? Need a reputable lawyer to help you resolve your legal problem in Brazil?

Most legal problems can be complicated and stressful, and if you attempt to handle them yourself, you have a high chance of making mistakes and making matters worse. So it’s usually advisable to hire an experienced lawyer who can explain help protect your rights and ensure that you understand the basics about the law.

A good lawyer can advise and guide you throughout the entire process, and let you know the necessary paperwork and documentation you need to present or support your case. Experienced lawyers know local court regulations and rules, and they can address any critical issues or concerns you may have about the legal process along the way.

There are a number of ways to find a good lawyer in Brazil, and no matter how you find a lawyer it’s essential that you check the background of the lawyer before making a decision. One way to find a lawyer is through recommendation. This involves talking to people you know, to find out who has hired a lawyer in the past and if they were satisfied with the service they received. You can ask your friends, family or colleagues if they have had a case similar to yours and if they can recommend a good lawyer. Most people will gladly recommend their lawyer if there were happy with the quality of service that was provided by the lawyer.

Lawyer referral services are one of the sources of information about lawyers, that people often consult. But it is important to keep in mind that there can be a wide variation in the level of service or quality of service provided by lawyer referral services. Some of these services carefully screen lawyers and list only those lawyers with particular qualifications or credentials and a certain amount of experience in the field, while other services simply list any lawyer in good standing with the regulatory agency or state bar. Before you consult a lawyer or attorney referral service, find out about its qualifications for listing a lawyer and how thoroughly lawyers are screened.

Ricardo Tosto de Oliveira Carvalho has provided legal representation for many years, and he runs a highly successful law firm. He has an established history of rendering top notch legal advice and guidance and has earned a great reputation in the Brazilian legal system. Ricardo Tosto is a good researcher and he takes the time to review each client’s each and develops appropriate litigation strategy. Mr Ricardo Tosto has an impressive list of clients who are extremely pleased with his services.