Bradesco’s Luiz Carlos Trabuco Cappi Chooses His Successor

Mr. Octavio de Lazari Jr. has been one of the executives of the Brazilian Bradesco Bank for many years, and he was promoted to serve as the next Chief Executive Officer of the ban earlier this year. Mr. Octavio de Lazari Jr. started his tenure on March 12, succeeding Mr. Luiz Carlos Trabuco Cappi who was at the position a handful of years.

At the start of his career at the Bradesco Bank, Mr. Octavio de Lazari Jr. served as a clerk. That was more than forty years ago when he filled in the opening the Osasco agency of the Bradesco tank. Mr. Octavio de Lazari Jr. worked there for many years and received education and training from the experienced professionals there and eventually started receiving more responsibilities at work according to

Mr. Octavio de Lazari Jr. is at the age of 54 and was one of the executives that were considered for the leading position. During his first 15 years at the Bradesco Bank, Mr. Octavio de Lazari Jr. occupied the same position even though he was sometimes provided with temporary responsibilities in addition to his own. That allowed him to receive training and education at the bank. Before that, Mr. Octavio de Lazari Jr. chose the career of a football player and was a member of the team Palmeiras.

Read more: Novo presidente do Bradesco substituirá Luiz Trabuco dia 12 de março

In the 90s, Mr. Octavio de Lazari Jr. started directing his career at the Bradesco Bank into the field of credit. He later became the Director of the Credit Department and was responsible for small and medium businesses, retail and corporate segments. In 2010, Mr. Octavio de Lazari Jr. became the Director of Loans and Financing, ad in another two years he was promoted to Chief Executive Officer of that department.

In 2016, Mr. Octavio de Lazari Jr. was promoted to lead the subsidiary Bradesco Seguros Group as the President and Vice President, and Executive Director of the subsidiary. Bradesco Seguros makes up eight of the businesses under the bank. Mr. Octavio de Lazari Jr. will remain the President of the Bradesco Seguros but will be letting go of the other positions.

Mr. Octavio de Lazari Jr. achieved a degree in Economics from the renowned Faculty of Economic and Administrative Sciences of Osasco. He specialized in Marketing and Financial Strategies at the Foundation Institute of Administration and the in Financial Management from the Getulio Vargas Foundations. After that, Mr. Octavio de Lazari Jr. received a certificate from the Foundation Dom Cabral in Financial and Strategies.

The former Chief Executive Officer will continue to serve at the Bradesco Bank as Chairman of the Board. Mr. Luiz Carlos Trabuco Cappi has been with the company for almost 4 decades starting as a sixteen-year-old boy at the lowest position as a clerk. He occupied various positions in his career and reached the peak when Mr. Lazaro de Mello Brandao pronounced him CEO of the Bradesco Bank and his successor.

Mr. Octavio de Lazari Jr. feels a duty towards his predecessors including Mr. Amador Aguiar ho founded the Bradesco bank over 80 years ago.

Find more about Luiz Carlos Trabuco Cappi:

Luiz Carlos Trabuco On Top Of Bradesco Bank After Forty Years Of Dedication

Luiz Carlos has been working at the Bradesco Bank in one or another capacity for more than 40 years. He started out as a clerk when he was 17 and slowly made his way up to the top. More than a job, the Bradesco Bank has been an object of dedication for Luiz Trabuco who became its President in 2009.

Trabuco graduated the UNESP with got a Socio-psychology degree from the Foundation School of Sociology and Politics, based in Sao Paulo, His first banking job was at the Bradesco Bank. Mr. Luiz Carlos was a clerk at the bank and slowly navigated his way through the different positions over the next 15 years. He worked at many posts within the Bradesco Bank until he was appointed as Marketing Director.

That was the moment to shine. Trabuco overhauled the communications aspect f the Bradesco Bank during his tenure, and the business was recognized or its better and more active relations with the media. After eight years as Bradesco’s Marketing Director, Mr. Carlos Trabuco was promoted in 1992, becoming Chief Executive Officer of the subsidiary Bradesco Vida e Previdencia and worked the job until 1998 when he received another promotion, becoming a Managing Director. A year after, Mr. Carlos Trabuco was appointed Executive Vice President.

The next step in the career of Luiz Trabuco came in 2003 when he was appointed President of Bradesco Seguro. That is one of the two subsidiaries of the bank, including eight business under its cap. One of his accomplishments during the tenure was the launch of Bradesco’s stock shares on the New York Stock Exchange. Trabuco coordinated the project. What is more, Mr. Carlos Trabuco demonstrated a knack for leadership once again and brought the growth and reputation of the subsidiary Bradesco Seguros to a double. The company started leading 25 percent of the Brazilian market in its line of work. The insurance company under the Bradesco Bank also increased its performance by 15 percent and thus it became the most significant leader in the sector in its line of work across Latin America.


Mr. Trabuco worked at the Bradesco bank for 40 years before he cond=cluded his journey from a clerk to the President of Bradesco bank. The new position welcomed Trabuco in 2009 as its 4th occupant. He headed several significant projects such as the acquisition of HSBC in 2015 which had proven to be the largest business acquisition of the year in Brazil as well as the most significant one in the 74 years of the Bradesco Bank. His role in the project earned Luiz Carlos Trabuco the recognition of several prominent publications in Brazil.

The Bradesco Bank also created the corporate university Unibrad. It won the top place for institutions of its kind in the world in 2017. Unibrad educates future employees and executives of the Bradesco Bank, providing them personalized qualifications.

Last year also brought new responsibilities for Mr. Luiz as he was appointed Chairman of the Board of Directors. Trabuco is the successor of businessman and financial expert Lazaro de Millo Brandao. He had been caring the Board of Directors for more than 20 years and stepped away from the responsibilities at the age of 91. Mr. Luiz is the third Chairman that Bradesco Bank has had, the other two being Lazaro de Mello Brandao and the founder Amador Aguiar.

Amador Aguiar started up the establishment 74 years ago. He started working in the banking sector when he was in his 20s. His first position was an office boy. Amador Aguiar passed away in 1991, leaving Bradesco Bank to its next generation of leaders.


Brazil’s Lion of Finance Ricardo Guimarães Runs BMG

The Brazilian power broker family, the Guimarães, are very influential in the state of Minas Gerais. The heir to the throne of this wealthy family is Ricardo Guimarães, is the current CEO of the family business: Banco BMG. He has grown BMG to where it has become the biggest bank in the area. He is responsible for many professional initiatives, mostly on a grand scale. Banco BMG has become the top purveyor of payroll and personal loans, since beginning in this new sector in 1998.

When Ricardo Guimarães expanded the business with a lean structure, where the bank’s sales are performed everywhere in Brazil by consultants. He keeps the interest rates low and minimizes loan defaults, the number of which he makes public information.

Banco BMG was founded by Ricardo’s grandfather, Antônio Mourão Guimarães, in 1930. Back then it was called the Land Credit Bank. Ricardo Guimarães has always been a big believer in supporting professional sports, especially World Soccer, through his presidency of the Atletico-MG ball club as well as control over the Alvinegro ball club.

Mr. Guimarães was recently given the Town Hall honors degree at an official awards ceremony. The previous BMG president, Léo Bourgeois de Castro, presented him the award with a very powerful speech reminding the audience that the recipient was an upstanding member of one of the finest family trees in Brazil. But the Guimarães does not tolerate sloth or easy passage. Ricardo was required to begin working in the bank at the very bottom, an ‘office assistant’ role that help him build respect from his “co-workers”

He established the hedge fund called Ricardo Soccer BR1 as a way for his family to give back to their community in Brazil. To date, he has donated well over $20 million dollars to support many of the best and key soccer players in the whole country. The team never lost money, though is was very close some years. And, the fund does not play favorites. They sometimes fund great players who compete against each other in opposing teams.


Banco BMG’s Strong Foundation for a Successful Business

Founded in 1930 by the Pentagna Guimarães family, Banco BMG has been a major player in Brazilian banking for over 85 years. Originally called Banco de Crédito Predial S.A. their name was eventually changed to Banco de Minas Gerais S.A. Like the name, the type of services Banco BMG has evolved over the years, but their focus and dedication on providing quality services remains the same.

Up until the 1990s, Banco BMG focus was on consumer financing. Its work in this industry had them leading in vehicle financing for both heavy and light vehicles in the 1980s. Today the BMG financial institution is dedicated mainly to providing payroll loans to businesses of varying sizes. Banco BMG has managed to maintain its position in the banking world through strong leadership.The board of directors along with vice president and director Marcio Alaor and other valuable leaders keep the bank at the top in both performance and customer satisfaction.

The well-being of Banco BMG depends on the strategies the company uses to maintain its place as a financial leader. The emphasis on above satisfactory services stems from the high value taken in its human capital. Every company employee like Marcio Alaor and anyone else who represents the Banco BMG name is held to a high standard in order to provide the best work. Keeping the Banco BMG name associated with good work is how so many years since the company’s inception the brand keeps its image.

The future continues to look bright for Banco BMG as the company continues to work with high quality clients and maintain the positive image it has earned over the many years of service. Diversifaction of funding sources along with good choices in business practices to deliver the highest level of performance will keep Banco BMG strong for years to come.

Follow Marcio Alaor on Twitter.

The Facts You Never Knew About Ricardo Guimarães and BMG

The success of a business depends on many factors with the prowess of the owner taking a top position in the chart. Beating competition in the modern world takes more than just having the right tools for your business. Despite the fact there are better ways to manage a business; many people have not been able to understand what they can do to overcome. This means professional intervention is vital as it allows you to note some of the areas that are more demanding and would require some changes. The market keeps changing, so those who are not aware about such changes might end up into losses that are regrettable. Banking is an area of business that has received much hype and this is attributed to the fact that there are many companies ion this sector and the kind of requirements one should meet are tough. However, BMG has been able to make it in the toughest market, Brazil.

A business is as good as the people running it. The kind of strategies that are embraced affect the level of output one will record in a business. BMG is managed by some of the best professionals in the market. Ricardo Guimarães has been an asset to the company as his relevance cannot be ignored. He has worked to ensure BMG achieves all its plans in time. Ricardo Guimarães is a strict individual who will not entertain any form of slackness when it comes to work. As explains it, he has worked to ensure all the money that is submitted to the welfare kitty is used for the benefit of the company. This has allowed the company to take a great position where they are ranked as the biggest supporter of football clubs in Brazil.

Ricardo Guimarães is a learned professional who has proved reliable in various ways. His attention to detail when t comes to the allocation of money for various projects has been key in the business. His website highlights many achievements he has made in the years he has been in business handling different roles. When it comes to offering support for football clubs in Brazil, Ricardo Guimarães has maintained the forefront to allow young individuals to build their careers. He has also promised they are planning on increasing the allocation that is offered for the work and this will go a long way to assisting n marketing the company.

BMG Bank Director Said Brazil Must Put The Economy Back On Track

Brazil is going through a major economic change, and it is having an impact on the people, the government, and the banks. In fact, no one is immune in Brazil. The currency has lost more than 30 percent of its value in 2015, inflation is pushing 10 percent, and the government of President Dilma Rousseff is in serious trouble. But, Marcio Alaor, the Vice-President and Director of BMG Bank thinks the country is making progress on monetary and fiscal issues. Even though the economy is in a zero growth mode, Alaor said BMG bank is having a very good year.

One of the main reason for the profits that some banks are generating in Brazil is the high-interest rate. BMG is one of the leaders in the consignment credit arena in Brazil, and the high-interest rates along with the demand for payroll loans are producing excellent returns for BMG and other banks.
Alaor also said that the macroeconomic stability of the country has been the main ingredient in the success of Brazil in the past, and that must continue in order for Brazil to recover. But that is easier said than done because Brazil’s main trading partner, China, is not fueling the stability of exports like they have in the past. Alaor thinks there must be some major structural reforms put in place to close production gaps that Brazil is experiencing with other emerging markets around the world.
According to BMG Bank President Ricardo Guimarães, raising productivity is essential for the economic growth of Brazil going forward. Alaor added that reforms must also be made in the indirect tax system, infrastructure, and there should be a stronger emphasis on international trade with other countries. The BMG Bank executives think China will not be back in the market next year, and that means the country must raise productivity and improve incentives to attract other countries.
Brazil will also need to cut back on public expenditures, and the government must reform the pension plan, according to Alaor. BMG Bank has been a leader in helping the poor, but the government must do more in that area rather than focusing on the newly formed middle class. If the government starts to address the inequality that exists in the country, Alaor thinks it could strengthen the public finances if the program is designed correctly.
The executives at BMG Bank know that Brazil’s economy goes through cycles, and this one won’t last forever. Brazil will be back in a growth mode, but it may take a couple of years for the country to fully recover.


What You Want Now
How many of you have ever wonder about the cons an pros of modern banking?If we were in a perfect world you would not have to worry about this but you do.Some banks will work around the clock so you have a stable financial foundation to thrive off of.Others will take your money and rob you blind like those old time internet scams with help me I need to get my money but I first need you to pay first.The moral of the topic is if you can get into works with a bank that will have your back no matter what?The answer is yes my friends so lets begin with one of those banks.

Right Direction
For those of you in the country of Brazil you know the dangers of banking with corruption around every corner but at the same time you also know that there are banks with pride as well.The bank of this topic will be no other then BMG.Since the days of FDR this bank has worked with its country making the banking system better piece by piece growing to new heights whenever possible.

Roots Of Business
During the boom of banking local leaders began to pool their power to help the nation grow with pride in money.This would lead to the birth of BMG.With its small start in the whole sale industry they soon proved to larger banks that they had the skill needed to survive.Towards the later stages of the century the bank would enter heavy industry once again making its mark.After many years of service due to its team of experts working day an night to bring this bank to glory the direction of interest has turned to pay roll department to keep the paycheck of the working class legit.

Intel Behind Drive
Every system will need a team to make the fine details stay in order an a leader to keep the team on track.This leader is no other then BMG Vice President and Director Marcio Alaor. For years he has made it his passion to see this bank grow without selling its moral conduct to the highest price.So with honest men like BMG Vice President and Director Marcio Alaor running the show why would you not want to give this bank a call?

Good Day
Please my friends read the details and make the right choice.

A Glimpse at Highland Capital Management’s Rich History

Highland Capital Management has a long history that proves their resilience and determination to manage structured investments, hedge funds, and distressed investment funds in the best way possible. The alternative investment management corporation invests in global fixed income, hedge markets, and public equity with a central focus on structured bonds products, high yield bonds, and leveraged loans.

The history of Highland Capital Management began back in January 1990 when James Dondero and Mark Okada co-founded a joint venture that specialized in fixed income markets with Protective Life Insurance Corporation. In 1991, the joint venture evolved into Protective Asset Management Company.

The co-founders purchased Protective Life’s stake in Protective Asset Management Company, which was 60 percent, as the company began to take off in 1997. They established Ranger Asset Management and changed the name the following year to Highland Capital Management. The corporation has grown over the years under the able leadership of James Dondero and Mark Okada. In 2000, under their leadership, Highland Capital Management launched their first commingled bank loan fund. In 2004, the corporation continued their expansion of product lines by entering the mutual fund business. The firm’s vast experience and efficient leadership, their global footprint has always expanded considerably. In 2008, the firm opened their Singapore office and in 2011 they opened the Seoul office.

James Dondero is also the President of Highland and currently resides in Dallas, Texas. He has more than 30 years of experience in the industry and focuses mainly on distressed and high-yield investing. Since the corporation’s foundation in 1993, Dondero has been a pioneer in the development of credit oriented solutions and the Collateralized Loan Obligation. Award winning products that Dondero has contributed significantly to their development include mutual funds, hedge funds, and separate accounts.

James Dondero’s effective leadership at Highland Capital Management has earned him a reputation as a competent leader. In return, he has been appointed to lead several reputable organizations. He is the Chairman of Cornerstone Healthcare, NexBank, and CCS Medical. Besides, Dondero serves on the Boards of American Banknote and MGM Studios and is a very active philanthropist. He helped build out the GIC subsidiary of Protective Life before founding Highland Capital Management.

Highland Capital Management today is autonomous independently owned investment corporation with more than two decades of experience in a wide range of products for institutional and retail investors. The Corporation is a rapidly growing team of more than 180 employees based around the world. Highland is headquartered in Dallas and has an extensive network of offices in Seoul, Singapore, New York, and Sao Paulo. Besides, the corporation has a diversified base of clients that include corporations, high-net-worth individuals, pension plans, governments, and financial institutions.

Greek banks close

Greece has faced a new challenge in its fight with lenders and has imposed the most severe controls yet on citizens and banks after bailout talks between the government and lenders failed.

The European Central Bank has frozen loans to Greece after the latest round of talks have failed and the Greek Government has closed their banks on Monday in order to keep their banks from collapsing in the meantime. Banks and stock markets will be closed for the week, at a minimum and a 60 euro per day limit has been put into place for all accounts. These capital controls are expected to last for months.

The Prime Minister of Greece, Alexis Tsipras, appeared disappointed while making an announcement, but indicated that the country is moving forward and that deposits and salaries will be safe for all citizens. In the meantime, lines formed at the few bank machines that hold cash and the concern on the faces of normal citizens appears severe.

Alexei Beltyukov has learned that the Euro dropped nearly two percent against the dollar after these announcements and with Greece on the verge of defaulting on a 1.6 billion euro loan from the IMF that is due on Tuesday, June 30th. The failure for Greece to pay the loan leaves Greece with the possibility of leaving the European Union and having big problems for financial systems throughout the world. Markets are expected to be uncertain and down in the meantime.